Terms of Service

1. DESCRIPTION OF SERVICE

This service is operated by 1070480 B.C. LTD., a company incorporated in British Columbia, Canada.

MapleLedger is a local-first financial tracking tool designed to help users record and organize income, expenses, mileage, and related tax information on their own device.

The App provides record-keeping and review features for convenience only and is not a tax filing, legal, or accounting advisory service.

2. NOT TAX ADVICE OR TAX FILING SERVICE

IMPORTANT:

The App is NOT a tax preparation, tax filing, or tax advisory service.

We do not provide professional accounting or tax advice.

We do not guarantee that:

• tax calculations are accurate
• all deductible or recoverable amounts are correctly identified
• the App reflects current tax laws or regulations in any jurisdiction
• any recoverable tax calculations (including ITC, ITR, or similar mechanisms) are correct

Tax review responsibility

Tax laws and regulations may change at any time, and the App may not reflect the most current rules.

The App is assistive, not authoritative. You are responsible for reviewing every record, scan result, export, and summary before relying on it.

Users should verify important information with a qualified accountant or the relevant tax authority for their jurisdiction.

3. USER RESPONSIBILITIES

You agree that:

• You are solely responsible for how you use the App
• You should not rely solely on the App for tax reporting, compliance, or financial decision-making
• You will verify all amounts before filing taxes or making financial decisions
• You are responsible for ensuring that all data entered into the App is accurate and complete
• You are responsible for maintaining the confidentiality and security of your account credentials
• You understand that tax rules vary by jurisdiction and may change over time
• Because MapleLedger is local-first, you are responsible for keeping your own backups and for checking the copies you create, export, share, or restore
• We may apply reasonable usage limits, feature limits, or anti-abuse rules to protect the service and keep it available for normal use

Premium usage limits

Premium features, including receipt scanning and document processing, are designed for normal business use and are subject to quotas, device limits, and fair use controls.

Excessive, automated, fraudulent, or non-standard usage may result in temporary or permanent restrictions.

4. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

We are not liable for any direct, indirect, incidental, or consequential damages, including but not limited to:

• incorrect tax calculations or estimates
• incorrect categorization of income or expenses
• missed deductions or recoverable tax amounts
• financial loss resulting from reliance on the App
• errors or omissions in recorded data

5. LIABILITY CAP

If, despite the above, we are found liable for any claim:

Our total liability shall not exceed the total amount you paid (if any) to use the App in the past 12 months.

If the App is used for free, our liability shall be zero.

6. NO WARRANTIES

The App is provided "as is" and "as available" without warranties of any kind, including:

We do not warrant that the App will be error-free or uninterrupted.

• accuracy
• completeness
• reliability
• availability
• fitness for a particular purpose

7. THIRD-PARTY DEPENDENCIES

The App relies on third-party systems (including mobile operating systems, payment providers, authentication services, reward/referral services, and internet connectivity).

We are not responsible for failures caused by:

• iOS / Android system limitations
• data loss due to device issues
• network or connectivity problems
• third-party service outages

8. DATA AND BACKUPS

Users are responsible for maintaining their own backups.

MapleLedger does not store your financial data on its servers. Backups and exports are user-managed, and you are responsible for the copies you choose to create, share, or restore.

We do not guarantee that data will not be lost, corrupted, or incompatible across different app modes or versions.

9. PREMIUM, SCANS, REWARDS, AND REFERRALS

Premium is managed through RevenueCat and the applicable app store account flow. Sign-in may be required to purchase or restore Premium.

MapleLedger includes receipt scanning and AI-assisted data extraction features. These tools are designed to help you review and enter information faster, not to replace your judgment.

Receipt scanning may involve third-party or on-device processing to extract information from images you choose to scan.

• Scan results may be incomplete or incorrect, and you should review them before saving.
• We may apply free, rewarded, reward-point, device, monthly, or plan-based limits to keep the service stable and prevent abuse.
• Premium may include extended scan usage and other features, but it does not mean unlimited scanning unless we explicitly say so in the App.
• Reward points are promotional only, have no cash value, do not expire, and do not grant Premium.
• Reward points are account-bound and may be used only for eligible scan fallbacks when that feature is enabled and a server-confirmed point is available.
• Reward points are separate from Premium and from scan rewarded ads.
• Referral profiles, claims, and reward events are handled server-side, but they do not include your financial data.
• A referred user may receive a signup reward after verification.
• The inviter may receive signup rewards only for the first 20 successful signup referrals.
• If a referred user becomes Premium for the first confirmed time, the inviter may also receive a separate one-time Premium conversion reward. That reward is separate from the 20-signup cap.
• Recent referral activity may show only a limited display window, such as the last 30 days.
• Referral rewards are promotional and may be withheld, reversed, or canceled if we reasonably believe there is abuse, fraud, self-referral, automation, or manipulation.
• We may adjust scan, reward, or referral rules over time, but we will aim to keep the program clear and fair.

10. TERMINATION

We reserve the right to suspend or terminate access to the App at our discretion, including for abuse, fraud, self-referral, or attempts to manipulate rewards, referrals, or scan limits.

11. GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of the Province of British Columbia and the applicable laws of Canada.

Any disputes arising from or related to the use of the App shall be resolved exclusively in the courts of British Columbia, Canada.

12. NO GOVERNMENT AFFILIATION

MapleLedger is not affiliated with the Canada Revenue Agency (CRA), Internal Revenue Service (IRS), or any government authority.

13. CONTACT

If you have any questions about these Terms, please contact:

Support: bc1070480@hotmail.com

14. PRIVACY POLICY

For information on how your data is collected, stored, and handled, please refer to our Privacy Policy.

15. GENERAL AVAILABILITY

The App and its features may change, pause, or be unavailable from time to time. We do not guarantee that any specific feature, quota, reward, or referral rule will remain available forever.